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    It seems to happen in the blink of an eye. First, the kids go back to school. Then, the leaves turn from green to yellow, orange and red. Next thing you know the holidays are here and then – hello, winter! READ MORE >>

As the deer populations grow and urban habitats continue to encroach upon rural environments, there has been an increase in deer-car collisions—over half a million a year, with a significant number of fatalities. READ MORE >>

  Most people have seen someone take a nasty spill on slippery winter ground. You may have even been the victim of it yourself. Whether it’s some unsuspecting, nearly invisible ice on your front porch steps, or that deceitful greasy floor surface near an entrance to the outside w... READ MORE >>

  Everyone should carry a Winter Survival Kit in their car. In an emergency, it could save your life and the lives of your passengers. Here is what you need: a shovel windshield scraper and small broom flashlight with extra batteries battery powered radio water READ MORE >>

When the colder temperatures start to set in, many homeowners will turn to their fireplace, wood or pellet stoves as an additional heat source. While fireplaces can provide warmth and comfort, if you are not careful, they can also be a hazard. Keep in mind the following precautions to help ensure a safe winter season. READ MORE >>

Imagine this situation. About five years ago, you bought a new flat screen TV for over $1,000. Then after a thunderstorm rolls through, it won’t turn on. It’s destroyed. So, you file a claim with your insurance company, but you’re left confused when your settlement check is less than $1,000. READ MORE >>

When you’re involved in an auto accident, working through a claim can be stressful. But knowing what to expect can ease you through the process and help you have a pleasant experience working with your claims professional. Although the car insurance claim process can vary, most of the basics are the same. READ MORE >>

You won't find a life insurance policy at the top of a child's wish list. However, unlike another toy or latest fashion trend, life insurance won't be something they'll outgrow. And while there are many who may feel that gifting a life insurance policy to a baby or grandchild is inappropriate o... READ MORE >>

A Christmas tree is a non-negotiable tradition for many families during the holidays. But even those who look forward to those twinkling lights and strings of popcorn may have a small child or mischievous cat that makes having a tree difficult and sometimes even dangerous.   READ MORE >>

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