Why Do I Need Life Insurance?
- Married, recently married or getting married?
You may want to update your coverage or apply for more. Your new spouse may apply for coverage too.
- A new parent or about to become one?
Another reason to re-examine the amount of coverage you carry.
- Own a home or have other financial obligations?
Increasing financial obligations may be a reason
to apply for additional coverage. Your Grange Life agent will be happy to discuss your options with you.
- It can keep your family in the home they love and allows them to continue their lifestyle
- It can be a valuable component to your retirement plan
Why Sensible Benefits Makes Sense
Enrollment is voluntary and you choose the coverage that meets your needs.
Premiums are minimal.
Premiums are paid automatically through payroll deduction or bank withdrawal.
It's easy to enroll with a short application and no medical exams. A licensed life insurance professional will meet with you to help you choose the coverage that's right for you.
Whole life cash values are guaranteed by Grange Life, grow tax-deferred and are not affected by interest rate changes.*
You, your spouse and children can apply. Children’s coverage for those aged 0-17 is available as a child rider. Individual coverage on spouse or adult children aged 18-25 is also available, subject to underwriting approval.
You own your life insurance policy.
You can take the policy with you if you leave the organization.
In most cases, policy proceeds are distributed to beneficiaries income tax-free.
You choose the term or whole life plan that’s right for you and select additional coverages as needed.
Grange Life has the financial strength and stability to stand behind our promises.